Indian families pay more tax than they are legally required to, not because they are doing anything wrong, but simply because they are unaware of a tax structure that has existed in Indian law for over 60 years. The Hindu Undivided Family, or HUF, is a recognised entity under the Income Tax Act, 1961. It … Read more
Quick Summary Best SBI card for Flipkart year-round: Cashback SBI Card – flat 5% cashback on every Flipkart purchase, every day During Flipkart sales (Big Billion Days etc.): Most SBI cards get 5% to 10% instant discount on the cart No-Cost EMI available on purchases above Rs. 5,000 to Rs. 10,000 on eligible products SBI … Read more
Quick Picks Best for Online Shopping: SBI SimplyCLICK – 10X points on Amazon, Swiggy, Cleartrip Best for Pure Cashback: Cashback SBI Card – flat 5% on all online spends, auto-credited Best for Fuel Savings: BPCL SBI Card – 4.25% value back at BPCL pumps Best for Dining & Groceries: SBI SimplySAVE – 10X points on … Read more
Quick Summary 1 SBI Reward Point = Rs. 0.25 in redemption value (standard rate) Points expire after 24 months from the date they were earned Check balance: sbicard.com login → Reward Points, OR SMS ‘REWARDS cards last-4-digits’ to 56767 Best redemption: Amazon / Flipkart gift vouchers (Rs. 0.25 to Rs. 0.50 per point) Minimum to … Read more
Quick Summary Official SBI Credit Card Customer Care Number 24×7 Helpline: 1860 180 1290 Alternate Number: 39 02 02 02 (add your city STD code before this number) Email Support: [email protected] Escalation Email: [email protected] SMS Helpline: 56767 (from your registered mobile number) RBI Ombudsman (last resort): cms.rbi.org.in If your SBI credit card suddenly stops … Read more
Quick Answer You can check your SBI Credit Card application status in 4 ways: Online at www.sbicard.com – click ‘SBI Credit Card Track Application’ and enter your reference or application number YONO SBI App – go to Cards > SBI Credit Card Application Status SMS – send ‘STATUS (reference number)’ to 56767 Customer Care – … Read more
Quick Summary Applying for an SBI Credit Card online is honestly pretty simple; it took me around 10 to 15 minutes to fill everything out. Before you start, keep your PAN card, Aadhaar card, proof of income, and your mobile number handy. You can apply either on the SBI Card website or in the YONO … Read more
Quick Summary SBI Credit Card is India’s second-largest credit card brand with over 1.9 crore active cardholders, and for good reason. Whether you’re trying to figure out which card to pick, how to apply, what the fees look like, how reward points work, or how to pay your bill, this guide covers all of it … Read more
A credit card billing cycle is the period when all your credit card spending is tracked before your bill is created. You keep using your card for everyday things like shopping, food, travel, or online payments, and everything gets recorded during this time. At the end of this period, the bank adds all your transactions … Read more
A lot of people get their first credit card thinking it’s just an easy way to pay, swipe now, worry later. But after a few weeks, things start getting confusing. The bill amount looks different; there’s something called minimum due, and suddenly, interest charges appear. That’s usually the moment people realize they don’t actually know … Read more