Loans

India’s banking system is changing. From April 1, 2027, a new rule called the Expected Credit Loss (ECL) framework will change the way banks decide who gets a loan, at what interest rate, and with how much scrutiny. If you have a home loan, personal loan, or credit card, or you are planning to apply … Read more

Quick Overview of CERSAI CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) is a government-run database that records every loan taken against a property in India. Here is what you need to know at a glance: CERSAI full form: Central Registry of Securitisation, Asset Reconstruction and Security Interest of India CERSAI … Read more