If you picked up a BPCL SBI Card expecting the annual fee to be waived at ₹50,000 of yearly spending, that rule changed on 1 May 2026. SBI Card doubled the threshold to ₹1 lakh. Older reviews may still show the previous ₹50,000 figure, so it’s worth getting this right first.
Beyond that, this remains a straightforward fuel card: strong rewards at BPCL pumps, average rewards everywhere else, and a low ₹499 fee. Here’s the full picture, based on SBI Card’s current terms.