SBI Aurum Credit Card is SBI Card’s super-premium segment in India, sitting above SBI Card ELITE with a ₹9,999 fee, unlimited international lounge access, and lifestyle memberships most cards don’t bother offering. The trade-off is its base reward value, which is lower than what several competing premium cards offer on eligible spends at a similar fee level. Whether that matters to you depends entirely on why you’re getting the card.
SBI Aurum card is built around lifestyle perks and a lower entry fee, not around maximising everyday reward value. If you already know you want unlimited lounges and don’t care much about the reward rate, skip ahead to eligibility and fees. If reward optimisation is your main goal, the comparison section further down will matter more to you than anything else here.