Akash Sethi

Introduction When you check your credit card bill, you often see a term called credit card minimum due. It looks like a small amount, so many people think paying this is enough. But here is the problem. If you only pay the minimum, your remaining balance starts growing because of high interest. Over time, this … Read more

Introduction When you start using a credit card, everything looks simple at first. You swipe, you pay later, and sometimes you even get rewards. But many people don’t fully understand the credit card charges, and that’s where problems usually begin. A lot of users only realize these charges when they see extra fees in their … Read more

Introduction In India, most people think credit cards are only for spending money or getting into debt. That’s where they go wrong. They never really understand the real credit card benefits in India, and end up missing out on simple ways to save money. In reality, a credit card can give you cashback, rewards, and … Read more

When I started learning about credit cards, one thing that confused me the most was the number of options available. While researching Types of Credit Cards in India, I found cashback cards, travel cards, rewards cards, fuel cards, and many more. At first, they all looked similar, and I wasn’t sure which one would actually … Read more

The first time I checked my credit card statement carefully, I was surprised to see an interest charge that I wasn’t expecting. I had assumed that missing a full payment by a small amount wouldn’t make much difference. That’s when I started learning about Credit Card Interest Rates and realised how expensive credit card debt … Read more

The first time I applied for a credit card, I thought having a regular income would be enough to get approved. But after doing some research, I realised that credit card eligibility in India depends on much more than just your salary. Banks look at factors like your age, income, employment status, credit history, and … Read more

I still remember the first time I heard people talking about credit cards. Some were earning cashback on everyday purchases, others were booking free flights using reward points, and banks seemed to be offering credit cards everywhere. It sounded useful, but I had one simple question in mind: what is a credit card, and how … Read more