Akash Sethi

Introduction If you use a credit card, understanding how interest works is one of the most important things you can learn. Many people only focus on spending and rewards, but ignore the cost of borrowing. That’s where the concept of credit card interest rates comes in. In simple words, a credit card interest rates is … Read more

Introduction A credit card is a highly useful financial tool; however, not everyone is able to obtain one easily. Before approving your application, banks or financial institutions verify certain important rules and conditions—collectively referred to as credit card eligibility in India. If you understand these credit card criteria in advance, your chances of getting your … Read more

So, you keep hearing about credit cards, friends using them for cashback, colleagues booking flights with reward points, and banks constantly sending you offers. But you are still not 100% sure about what is a credit card, and whether you should get one. A credit card is a payment instrument issued by a bank that … Read more